Finance & Planning

Wealthfront is an automated investing platform that manages a diversified portfolio for you with a 0.25% annual advisory fee. Its software handles trading, rebalancing, and tax-loss harvesting so you can invest with minimal ongoing effort. You can also invest directly in individual stocks and collections with no advisory or management fees.

Cleo is an AI-powered personal finance app that helps you understand your spending, build better money habits, and grow savings automatically. It connects to your bank accounts in read-only mode, analyzes your transactions, and surfaces insights in a chat-style interface. You can set budgets and savings goals while Cleo runs automated “save hacks” and challenges in the background.

Trim is a consumer finance tool that connects to your bank and card accounts to automatically scan transactions and find recurring subscriptions. It helps you uncover unwanted charges so you can decide what to cancel and reduce your monthly bills. Access it on the web or via iOS and Android apps, with banking-grade security and read‑only data access.

YNAB Autopilot is a debt management experience built into the YNAB budgeting app. It helps you create paydown plans, simulate loan payoff scenarios, and manage credit card spending so you can get out of debt more predictably. Designed for individuals and households who want structured, habit-based control over their money.

Schwab Intelligent Portfolios is an investment management service that builds ETF-based portfolios and includes a dedicated cash allocation at Schwab Bank based on your risk profile. You pay no advisory fee or trading commissions for the service itself, only the underlying ETF operating expenses. A $5,000 minimum is required to open an account.